Rent to Rent Operators

CasaPay pays you on the 1st — whether or not your tenants did

You owe your landlord every month regardless. CasaPay guarantees your income room-by-room, so one defaulting tenant never wipes your margin.

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10+

Minimum operator size
we serve

10-25%

Typical R2R profit margin
at risk

30+ days

How long claims-based
insurance takes to pay

Day 1

When CasaPay pays you
(regardless of tenant)

The R2R Cash Flow Trap

You pay your landlord on the 1st whether or not your tenants paid. These are the problems that scale with your portfolio.

Fixed rent out, variable rent in

You pay your landlord on the 1st regardless. Tenants pay on the 15th, 20th, or "next week." Miss 3 out of 10 tenants and your entire monthly margin disappears — but the landlord obligation doesn't.

No existing solution actually solves this

Rent guarantee insurance (Guarantid, Hamilton Fraser) pays claims after 30+ days of documentation. GoCardless collects but guarantees nothing. Housing Hand is tenant-facing. You still float the gap yourself.

Scaling multiplies the risk

At 100+ units across multiple properties, one bad month of arrears can mean £5K-10K out of pocket. Manual reconciliation across 100+ tenant payment streams takes 8-15 hours/week.

Deposit admin at scale

100 rooms = 100 DPS registrations. £60K-90K locked up in deposits. Miss the 30-day deadline = 3x penalty. 30% of tenancies end in disputes that consume your time and margin.

One Platform. Guaranteed Cash Flow.

Proactive payout, screening, guarantee, and billing — built for R2R operators who can't afford to float the gap.

Proactive Payout

CasaPay pays you on the due date — before chasing the tenant. No 30-day claims process, no documentation burden, no floating the gap. Your landlord obligation is covered.

Multi-Profile Screening

Screen professionals, contractors, UC claimants, and internationals in minutes. Cash flow analysis + affordability checks built for R2R's diverse tenant mix across HMOs, co-living, and corporate lets.

Room-Level Guarantee

Rent guaranteed per room, not per property. If a tenant defaults or a room sits void, your income is protected. No cascading arrears threatening your landlord payments.

Portfolio Billing

Automated per-room invoicing across your entire portfolio. Handle mid-month move-ins, room swaps, different rent amounts. Consolidated multi-property P&L at a glance.

Why Nobody Else Solves This

Every alternative is reactive. CasaPay is the only proactive payout product for R2R operators.

Function	Traditional	CasaPay
When you get paid	After 30+ day claims process (if approved)	On the due date. Every month. Proactively.
Rent collection	Standing orders / GoCardless (no guarantee)	Card, bank, open banking — per room, auto-reconciled
Deposits	DPS / MyDeposits (per tenant, per room)	Zero deposits. No DPS admin. No cash locked up.
Screening	Verbal references / basic ID checks	Built-in. Professionals, UC, internationals. Minutes.
Arrears recovery	Manual chasing / debt collector	Automated collection & recovery
Multi-property reporting	Spreadsheets, manual reconciliation	Consolidated dashboard. Per-property P&L.
Cost	Insurance premiums + DPS admin + manual chasing	1.5% of rent. That's it.
Onboarding	PMS integration, weeks of setup	Email alias. Live in 20 minutes.

How It Works

From listing to guaranteed cash flow in three steps. No PMS integration required.

Add your rooms

List each property and room with rent, tenancy dates, requirements. Under 2 minutes per room. No PMS integration required.

CasaPay screens the tenant

Prospective tenant completes screening in minutes — even internationals, UC claimants, thin credit files. Clear decision, not raw credit scores.

Get paid on the 1st

Rent collected automatically and guaranteed every month. Tenant defaults or voids = CasaPay's problem. Your landlord gets paid, your margin is protected.

The Proactive Difference

Why reactive insurance fails R2R operators

Rent guarantee insurance was designed for single-let landlords who can afford to wait. R2R operators can't. Your landlord obligation hits on the 1st regardless — you need the money before the gap opens, not after a 30-day claims process.

Paid on due date, not after 30-day claims
No documentation burden or dispute process
No personal cash float required
Covers the exact gap R2R operators face

What happens when a tenant misses rent

Traditional Insurance

Tenant misses rent → Chase → Document → Submit claim → Wait 30+ days → Maybe get paid

CasaPay

Tenant misses rent → CasaPay pays you on due date → CasaPay handles recovery

Built for R2R Companies at Scale

Whether you manage 100 rooms or 1,000+, CasaPay eliminates the cash flow gap between what you owe and what you collect.

HMO Management Company

100-300 rooms

Stop floating landlord rent from company reserves. Offer guaranteed occupancy income as your USP when pitching new landlords for management contracts.

Co-Living / Corporate Let Operator

100-500 units

All-inclusive billing, diverse tenant profiles, fixed lease obligations. CasaPay handles the payment gap so you can focus on resident experience and portfolio growth.

Multi-Brand R2R Portfolio

500+ units

Enterprise-grade room management across brands, cities, and property types. API integration, consolidated reporting, guaranteed cash flow at scale.

The Numbers That Matter

£5-10K

Monthly arrears exposure
at 100+ units